
As a mortgage broker with Planiprêt, I am proud to be accredited to support my clients in implementing The Smith Manoeuvre. Convinced that financial independence is accessible to everyone, I am committed to providing rigorous, ethical, and personalized guidance at every stage of your journey. My mission is to help you maximize the potential of your home and optimize the management of your capital so you can build genuine financial freedom—at your own pace. Together, we implement proven strategies tailored to your needs, turning your financial goals into a sustainable reality.
-Jean-Philippe

Jean-Philippe Morin, Mortgage Broker
Smith Manoeuvre Certified Professional™
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I began my career in the financial sector at a major institution, where I worked in B2B business development. About fifteen years ago, I chose to reorient my career toward the mortgage sector—still within the same institution—first as a business development advisor responsible for a team of 24 mortgage representatives. After three and a half years leading this team, I continued as a mortgage originator, which allowed me to deepen my understanding of the field and the real needs of clients.
In 2022, driven by the desire to offer my clients a more comprehensive perspective, I decided to become a mortgage broker. This choice came naturally: being a broker means having access to a wide range of lenders and products, objectively comparing offers, and finding the solution best suited to each individual situation. This independence now allows me to represent and defend your interests, rather than those of a single institution.
Seeking to go even further in supporting my clients on their path to financial independence, I chose to study and become accredited in The Smith Manoeuvre. My motivation is to share advanced, legitimate, and proven strategies that maximize the potential of residential assets and accelerate the journey toward financial freedom. With this expertise, I am committed to guiding you step by step in the implementation of a customized, rigorous, and transparent plan.
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